· Failing ADP Test? Add 3% non-elective Safe Harbor to an existing 401(k) plan mid-year. No more ADP/Top Heavy Test
· Is it time for your client’s SIMPLE plan to be converted to a 401(k) plan? Higher contributions, more flexibility, and tax savings?
· Are you aware plans can switch from Safe Harbor Match to Safe Harbor Non-Elective as a permissible mid-year change without penalty?