Administration Services

  • 401(k) Plans
  • Profit Sharing Plans
  • Age Weighted Profit Sharing Plans
  • New Comparability Plans
  • Money Purchase Pension Plans
  • Defined Benefit Pension Plans
  • Cash Balance Plans
  • DB Carve Out Plans
  • DB Floor Offset Plans
  • Target Benefit Plans
  • Self-Employed (Keogh)
  • UNI(k)
  • 403(b) Plans
  • Simples

Personalized Services

  • Plan Design Consulting
  • Plan Installation/Qualification
  • Summary Plan Descriptions
  • Employee Meetings
  • Planning Meeting prior to year-end
  • Plan Administration Consulting
  • IRS/DOL Reporting
  • Actuarial Services
  • Trust Accounting
  • Loan Preparation
  • Continuing Education Seminars

Phase I:

Feasibility Study and Design

  • Collection of data concerning the company, its employees and existing benefit programs

  • Actuarial analysis of employee data to estimate costs under various pension and profit sharing plans

  • Design of a plan to meet specific requirements of the company

Phase II:


  • Assistance in the adoption of the plan, trust agreement and board of director’s resolutions, including submittal to the IRS for approval

  • Summary Plan Description – design and drafting of employee booklets used in conjunction with the plan documents

  • Binder system which includes: plan documents beneficiary, election & termination forms, submittal for a separate employer identification number and various notices

  • Employee meetings to explain and answer questions relative to the adopted plan

Phase III:

Annual Consulting, Actuarial and Administration

  • Annual analysis of the plan to determine if it is meeting the desired objectives

  • Determination of contribution, discrimination testing, government reporting form 5500 with copy for CPA and client, updating of individual participant accounts, certificates of participation, summary annual reports and updating of client binder information

  • An annual meeting with the business owners and plan participants to explain and discuss any changes on the operation of the plan

Click here to view fee schedules