Ernest Smith

Ernest “Ernie” Smith, Jr. is a graduate of University of Montevallo with a BS degree in Business Administration in 1996.  Ernie has over 20 years of retirement experience as a retirement plan consultant and retirement plan advisor, as well as owning a TPA firm for 4 years, where he grew it to over $2.4 million in annual revenue within the third year.

During his career as a Retirement & Pension Plan Consultant, he has assisted over 1,500 companies in establishing, and designing the specific retirement plan solution for their employees, executives, and owners. He loves working with advisors, business owners and tax professionals in customizing their retirement plans.  Ernie covers the Southeast US, including Georgia, Alabama, and Mississippi. 

Meet Ernie

Ernie currently resides in Alabama and has lived there for close to 30 years. He is a proud father of two boys and two girls, ages 14, 17, 28 & 30. He is originally from Arizona and loves to travel to see new areas of the country, as well as abroad.

Fun Facts

Hometown: Tucson, AZ

Favorite Sports: SEC Football and Basketball

Hobbies: Hiking, Concerts & attending sporting events


Third Party Administrator Specialties include Retirement Plan Design, Retirement Plan Administration, 401(k) Plans, 403(b) Plans, Prevailing Wage Plans, Cash Balance Plans, Defined Benefit Plans, Defined Contribution Plans, Defined Benefit and Cash Balance Defined Contribution Combo Plans, Pension Plans, Profit Sharing Plans. Farmer & Betts Pension Consultants serve states including Alaska, Washington, Oregon, Colorado, Louisiana, Georgia, Illinois and California.